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Personalised Christmas Gift Ideas For Teenagers

Personalised Christmas Gift Ideas For Teenagers

 

 

In this article I am going to explore some of the new and exciting personalised gifts that are suitable for teenagers and available to purchase online. Personalised gifts have come a long way in https://www.just-love-gifts.com/personalised-christmas-gifts/  recent years and with technology getting better and better – so do personalised gifts. That said teenagers can be very awkward to buy for, so to help you out I have been scouring the internet to find some unique and imaginative gift ideas.

From spoof magazines and newspapers to personalised posters – I have hand selected five individual gifts that are guaranteed to get your creative juices flowing and take your gift giving skills to new heights! Top 5

Personalised Christmas Gift Ideas for Teenagers

  1. Britain’s Next Top Model – Spoof Magazine

If you have a teenage daughter that dreams of becoming Great Britain’s next top model, then this gift is perfect. Now she can boast to her friends and provide very realistic evidence! I would recommend having it framed to ensure that the spoof newspaper cover is kept nice and neat. I reckon it would look super cool on her bedroom wall!

  1. Video Gamer of the Year – Spoof Magazine

If you have a son, daughter, brother or sister who is constantly playing video games and fancies themselves as a bit of a gaming expert then this spoof newspaper gift is ideal! Maybe they will stop playing so much now that they are officially the best video gamer of the year, but then again I doubt it! Definitely consider having this one framed!

  1. Football Club Prints – Framed Dressing Room Print

Got a football fan in the family? This gift would be a real treat. Football fans often dream of playing for their favourite team. For some the dream comes true, but for most of us it will never happen. However, you can still give them a taste of success with this framed football print of the player’s shirts hanging in the dressing room. They will be shocked to see their own name on the back of one of the shirts, lined up next to their heroes!

  1. Personalised Stig Posters – The Real Stig

Who is the stig? Nobody really knows. What I know is that he is the ultimate driving hero amongst many teenagers so how cool would it be to get your son a personalised stig poster revealing them as the real stig!

  1. Xtreme Sports – Personalised Calendar

Integrate their name seamlessly into the 12 stunning images of extreme sports. From mountain biking to serious snowboarding this calendar has definitely got the adrenaline factor! If your teenage recipient tends to be forgetful, you can add up to 20 dates that will fill the calendar.

 

 

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ยิงปลาได้เงินจริงที่ Pussy888 login สมัครง่าย แจกจริง

ยิงปลาได้เงินจริงที่ Pussy888 login สมัครง่าย แจกจริง

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Successful Video Marketing & 2017 Trends

Successful Video Marketing & 2017 Trends

 

 

As small business owners, we all see the advancements digital marketing has made in the past decade and how effective it is at creating successful businesses. But as digital marketing evolves, will it come to a point where it doesn’t have anything  download twitter videos

new to offer the small business owner and then what will we do?

We feel that digital marketing will continue to evolve and it will continue to offer effective online marketing strategies for any size business but we are also seeing the latest trends favouring video marketing. From YouTube and Facebook Live, to Snapchat and Facebook’s upcoming video creator app, advancements in video marketing are happening fast.

To support this statement, we have gathered some of the latest video marketing statistics and broken them down by category to show you just how effective and important digital marketing can be for your business.

Video Marketing by Volume

82% of Twitter users view on-site video content.

YouTube currently has over 1,000,000,000 users.

45% of internet users watch more than an hour of online content every week.

Almost 90% of online marketing agencies use digital content.

One-third of online activity is spent watching films.

Mobile

More than 50% of online digital content is viewed on mobile devices.

92% of mobile video viewers share videos throughout their social media pages.

90% of Twitter video views happen on a mobile device.

10,000,000 videos are viewed on Snapchat every day.

Engagement

51% of digital marketing professionals say digital content offers the best ROI.

Businesses who use online video content increase their revenue 49% faster than non-video users.

59% of online users say they would choose media content over text.

Video content drives a 157% increase in organic traffic from SERPs.

Videos up to 2 minutes long get the most engagement.

Landing page video content can increase conversions by more than 80%.

46% of online users act after viewing an ad.

Online film content attracts 3 times more monthly visitors.

Combining media with full-page ads boosts engagement by 22%.

As you can see, is very effective at engaging your audience online, it is used by more businesses than ever to introduce new products, offer tips and advice on how to use products and to engage their customers on the go and video marketing can increase sales making your business more successful.

Marketing Trends for 2017

Its 2017, so, let’s look at the digital marketing trends to look out for this year. Video marketing is always evolving so to stay on top, you need to stay one step ahead of the competition.

  1. Facebook Video

No surprises. Views on Facebook have increased from 1 billion to 8 billion in the past year. Facebook has invested in video in recent years, with their Facebook Live, launching just a few months ago. We predict that there will be an even bigger increase in people uploading, sharing, and discovering media.

  1. Live Video

As mentioned before, Facebook introduced live video. Brands and consumers have been using Facebook Live to interact with their followers. Twitter joined with Periscope to allow users to embed live broadcasts into tweets. 82% of Twitter users say that they watch videos on a regular basis. Live video creates a new opportunity.

  1. Video for Sales

According to recent studies, only 4% of people prefer to learn about a new product or service by reading a manual, 5% prefer speaking to someone on the phone and 44% prefer to watch a video.

  1. Multi-Channel Marketing

Social media channels have become the best place to share videos and gain exposure. Most consumers are watching videos on different devices and different social media platforms.

  1. Video Apps “Generation Z” (13 – 24 year olds) love visual content.

Enter Instagram and Snapchat. These apps are top of the “must-have” list. 10 billion videos are watched on Snapchat everyday and Instagram is more and more focused on video all the time. Instagram has launched Instagram stories allowing users to share short videos with their followers.

  1. “Infotainment”

Infotainment is a new genre of marketing videos. It combines ‘informative’ videos and ‘entertainment’ videos. Consumers need to digest the information you are presenting them with, but also be entertained at the same time. Without entertainment, users will click away.

  1. VR

Virtual Reality headsets are becoming more accessible and marketers are taking advantage of the immersive environment to gain the full attention of viewers. VR videos are still a gimmick but in 2017, we predict VR videos will become the “must-have”.

  1. Email & Video

Email video will allow you to keep your emails short and get your message across. Email is always a great way to get your video in front of viewers (the people on your mailing list).

  1. Micro-Targeting

Advertising platforms are becoming increasingly more intelligent. Users will expect all of their content to be relevant and targeted. If it isn’t, then they won’t be interested.

 

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Different Poker Machine Games You Can Try

Different Poker Machine Games You Can Try

 

 

Many individuals are gaining an avid interest in electronic based poker machine games. These types of gaming systems allow individuals to play their favorite poker games at any time of the joker123 day and whenever it is convenient for them. Players may choose to play alone or with other players.

If you consider all of the games that are offered at major casinos and those offered in digital form on the internet, you will likely find that there are many different ones. This is just a small sample of the amount of poker machine games that are available today. In this guide, you will be introduced to several of these games.

Seven in One Touch Screen Video Poker Machine Game

The seven in one touch screen video poker machine game is a very exciting unit that any avid poker play will thoroughly enjoy having in their home or even in their office! This particular game brings the whole casino experience right to you so that you are able to experience it firsthand. Amazingly, the unit is so advanced that it makes realistic sounds that reflect that of coins dropping when you win the real jackpot in a casino. You may choose from seven exciting poker games that include:

Draw
Bonus Poker
2’s Wild
Jokers Wild
Double Jokers Wild
Double Bonus Poker
Double Double Bonus Poker

The dimensions of this realistic casino video game are 8.875 by 11.875 by 23.5 total inches. The play area is back lit by bright LCD light bulbs. It integrates the most realistic visible experience. The playing experience is so real that there is even a payout of 50,000 for the popular “Royal Flush” – of course, the payout is completely virtual, but it helps to make the experience “realistic”.

Mega Screen with Touch Technology Seven in One Wall Mount System

If you are interested in poker machine games, you will be exceptionally pleased with the one that has a mega screen with touch technology seven in one wall mount system. This electronic gaming system allows you to play at home, or even away from home! Many individuals enjoy the convenience that the portability offers.

The mega screen of this particular system has a base that is able to stand up on its own and an adapter system that will allow you to mount it on a wall. Individuals of all ages will thoroughly enjoy playing this game. There are seven games built into this portable poker game system. These games include the following:

Draw Poker
Joker
Double Joker
Deuces Poker
Bonus Poker
Double Bonus
Double Double Bonus Poker

The screen displays amazing colors and the dimensions of the unit are 1.375 by 12.75 by 8.875 total inches. The viewing angle is an amazing one hundred eighty degrees and there is a stand that allows for an optimized view angle while playing. There are many features that stand out in this particular gaming device. These features include a built in automatic score system, realistic sounds that reflect those that are often heard in real casinos, and even a 50,000 point payout for those that have a “Royal Flush”!

Portable Gaming System with Touch Screen Technology Solitaire Two in One

If you are seeking a sleek portable gaming system that integrates touch screen technology when searching for poker machine games, you will enjoy the Solitaire two in one gaming system. When the gaming system is closed, it measures in at 7 by 9 by 2.5 inches, and 7 by 9 by 5.75 inches when it is open. The touch screen on this poker game machine is an amazing 4.375 inches by 7.5 inches.

Despite the fact that the screen is black and white, the unit keeps track of the scoring in an automatic fashion and makes realistic sounds. In addition to this, it is portable enough to play at home, on the road, or at the office when you have some down time. This is a great gift for someone thirteen and up and is rather inexpensive as well!

 

 

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Need a Sales Page Template? Discover 3 Different Ways to Create a Sales Page From Scratch

Need a Sales Page Template? Discover 3 Different Ways to Create a Sales Page From Scratch

 

Creating a sales page can be a daunting process. You not only have the problem of creating it but also writing sales copy that converts. Writing good sales copy is the subject of many lessons and is salepage a difficult skill to master, actually programming up the page using HTML, CSS or any other language can be an almost impossible hurdle for many aspiring Internet marketers.

Here are three short tips to let you know about other options available that might just make the whole thing a lot easier.

  1. The first and easiest option is to use your existing website and just create a new page with your sales copy on it. You can use your sites css and WYSIWYG editor if it has one and create your sales copy. You can create a few images and insert them into your page to make thing look professional.

The downside to this method is that there are distractions in the form of headers, navigation bars and links that reside on your site and these lower your conversion rates significantly, your squeeze page needs to have a clear direction for the reader to follow ultimately with them ending up completing your required action.

  1. One of the most popular platforms for creating websites nowadays is word press. This is a free and easy to use blogging platform that excels in creating a user friendly environment for even the most inexperienced person.

One option is to purchase a template that creates a sales page automatically. These plug ins can be purchased for around $60 and then allow you to edit things pretty much on the fly. these are good but expensive and you still need to be able to write your own copy from scratch.

  1. Why not use an existing sales page as a template. ALL of the hardest things are already done for you:

There is a tried and tested formula for writing sales copy and so using an existing page allows you to keep the overall structure and flow intact. Just re-write each specific section with your own offer in mind. You stick to the formula but just change the words.

The layout is already done for you. Your titles are aligned and styled, paragraphs placed, images inserted and all the nitty gritty source code is as it should be – you don’t want to be learning website standards and HTML declarations, you need to be tweaking your copy.

As you can see, using a pre made sales page template has huge advantages and helps you avoid the harder technical elements of creating your own from scratch So where do you get these templates? Well spookily enough I can really help you out there, and would like to introduce to you my website called sitefurnace.com

I specialize in providing not only sales page templates that are already written and that you can change to suit, but complete kits that include everything you need to get the whole thing up and running including the download page, thank you page and even the product itself. Follow the link below and take a look at some of the products available, there’s bound to be something that you can get started with.

 

 

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The Number 1 Reason You Have No Cash Flow

The Number 1 Reason You Have No Cash Flow

 

 

Managing cash flow is no easy task. Especially when you are trying to run a growing business. There are so many things to think about, such  rapid cash as managing staff and running the operations. And not to mention the ongoing business development.

So how do you keep your cash flow tight and in the black?

Well my number one way is to reconcile it monthly. Consistently. Every single month.

Seems like such a simple task, yet so many business owners get behind on this and are left wondering why they don’t have any money in the bank. So here are a couple of reasons why you don’t have as much cash as you think you should in the bank.

Unauthorized Transactions

In this day and age too many people have too much time on their hands. These people are hacking into anything that has a digital pulse. Not reconciling your bank account and credit card accounts puts you at a higher risk for being hacked and it going undetected.

Now don’t get me wrong the banks and financial institutions have gotten very savvy at detecting suspicious activity due to analysis of your historical transactions or proximity to where each transaction occurs. But I am most certain that occasionally something slips through the cracks. Just turn on the news and you can hear about it.

That’s why it is your duty to practice due diligence in reconciling and making sure what came out of your account were true authorized transactions.

Excess Fees

Now let’s be honest – because you have poor cash flow practices you also have a large amount of bank charges each month. And those $36 NSF fees can add up pretty rapidly. And not to mention the fees for your account being overdrawn. To avoid paying these fees you need to do two things: (1) stop writing checks and charging expenses when you know the cash is not there and (2) reconcile your cash regularly.

Reconciling your cash helps decrease these fees because it makes you aware of the transactions that have cleared and the ones that have not. Especially when a debit card is involved. We have all done it at some point in our lives on our personal accounts. You have forgotten to write down a transaction or lost a receipt and two weeks later you’re trying to figure out what store that was you went to. And for the life of you, you can’t remember so you contact the fraud department only to realize another two weeks later what it was and have to call the bank back and say “my bad.”

I know I’m not the only one.

Well it happens for business too. You don’t all of a sudden magically remember everything because it’s a business expense. In fact, you forget more often because the volume of transactions are more and so is your list of daily things to do.

Reconciling your bank account forces you to keep track of every transaction that flows through your account so that you can catch these unrecorded transactions before it’s too late.

One Good Thing

Now the things I have stated above are negative results of not reconciling your bank account monthly. But I also have a good reasons why.

Uncleared Transactions

Many times business owners will write checks to vendors and for one reason or another the payment is never mailed. Maybe they paid online after they wrote the check and the payment downloaded with the bank feeds. Or maybe a check was written for one amount and then a second one was written for an amount that was 3 cents more and you forgot to void the first payment.

I could go on with this list but they all lead to the one good thing – uncleared payments as a result of duplication. This means you actually have more cash than you think. But because you are not reconciling regularly or you don’t know the best practice for clearing out those pesky uncleared transactions, you have no clue what your true cash balance is.

Take the time to reconcile your cash monthly. Schedule a set day to get it done at the beginning of each month so that you can truly know what you’re working with when it comes to cash flow. And if your business is growing so rapidly that you no longer have the time to do it yourself, then seek professional help.

 

 

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Relax and Indulge – Add a Massage Chair to Your Home

Relax and Indulge – Add a Massage Chair to Your Home

 

 

If you have ever sat down and put a dollar in a massage chair at a specialty store like Ikea, or a mall, you have probably been surprised at the quality of the massage you can receive from one https://dreammassagechair.com/  of these technologically modern chairs. While at first glance, these chairs may seem expensive, consider the cost of each massage you receive in a spa; once you figure out how many spa treatments it takes to add up to the cost of massage chair, the chair becomes a little more affordable. If you are a person who benefits from regular massage therapy because of an injury or condition, then the purchase of a massage chair is something you should definitely consider.

Each person is different, and you will need to assess your own needs to determine which products are the best massage chairs for you. Take the time to research some of the retailers who carry these chairs, learn about the manufacturers’ warranty on each product, and compare prices and features. You will find that there is an ideal chair available for you. While these chairs are generally contemporary in styling, an overall renovation is not necessary to make your massage chair fit in the general decor of your home. There are plenty of options for materials, colors, and designs. Each chair boasts its own unique features, in addition to its massage capabilities; options like cup holders; storage pockets for magazines and newspapers; and built in mp3 players only add to the value of these chairs.

For the best prices, you will want to shop around, and be sure to check out wholesale clubs and websites before making your final decision. If you are seeking a portable massage insert instead of a chair, you may even want to check websites for Home Depot or Lowes.

Before you begin a major remodeling project to make the decor of your home fit your modern new chair, be sure to look at Niagara Massage Chairs. With the American Massage Chair 5R Classic, you can enjoy the exclusive Niagara four-roller system without giving up your traditional decor. This is a plush, comfortable rocker, which comes in a number of upholstered shades. Niagara’s Mr. Comfort 6000 Series Chair, also has a traditional look, but features a three-way recline system for your maximum comfort. For those recovering from injury or surgery, or who is simply having more trouble getting around than they once did, this chair also offers lift support, easing you up and out of the chair, and giving you less distance to fall, as you sit back down.

 

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Some Easy-To-Do Roof Repair and Maintenance Tips for Winter

Some Easy-To-Do Roof Repair and Maintenance Tips for Winter

 

As the fall starts getting colder and the days start getting shorter, it means that the winter is almost at your door. Winter brings a lot of house-related problems along with it, and roofing problems roof repair are among them. During the winter, homeowners may face various roof issues, including ice dams formation, condensation, and damage to the property. These problems are tough to cure in winter because of the weather conditions, but can be evaded if you take proper care of your roof in fall.

Fall is the best time to prepare your house for winter, but that doesn’t mean these issues would stop haunting you. So, even if you did all the roof repair and maintenance work before winter, but still facing issues, don’t despair. You have to get these problems fixed immediately.

In this post, we will discuss some really easy roof repair and maintenance tips that would help you to get through winter months without much trouble.

Fall roof maintenance

During fall, inspect your roof for any damage or deterioration, and if you find any, get them fixed immediately. In winter, you need to be even more vigilant and proactive. Check regularly for any signs of icicles build-up and ice dams – especially after a snowstorm or windstorm, etc. Make sure that your fascia and downspout are not clogged with debris, ice, snow, dead leaves, etc. Use a roof rake to eliminate excess snow buildups.

Flashing and chimney repair

If you see any leakage or droppings in your house, on the roof around the chimney area, that means the flashing of the chimney is leaking. This could damage the chimney as well as the roof. So, get your chimney and flashing properly inspected in the fall only, and if something is wrong, get it repaired. Your roof repair company should have the chimney service too, if not, hire a chimney repair company. If you plan to DIY the flashing repair task, pay proper attention to the temperature, so that the adhesive used in the repair do not freeze in cold weather.

Shingles Repair

The shingles that use some metal fasteners or are nailed down can be repaired or replaced at any point of the year. However, you need to pay extra attention so that the roofing material do not crack or break. If you know how about the properties of your roofing material and know how to repair it, go ahead, get the job done. But, if you have no idea about it, do not get on the roof and damage the roof even further. Call your roof repair contractor and let them repair it for you. Remember, you need an experienced roof repair contractor to work on your roof because an amateur contractor would be no better than you and could damage the roof just like you.

Gutter repair

Gutters are crucial, but most underestimated part of the roof, which plays a huge role in saving your roof from winter by keeping it dry and clear. Keep a regular check-up and cleaning schedule for gutters and if they damaged, get them replaced immediately. Gutters also save your fascia board and house walls from water damage and keep the walkways dry and clean. If your gutters are blocked, they won’t remove roof water properly. Which means, there would be overflowing water all around your house, which could cause a lot of problems, including damage to the foundation of your house. As long as your gutters are clean and dry, they can be repaired or replaced (if damaged), even during winter, just as they can be repaired in summer. So, keep your gutters clear of any debris to maintain a good drainage system in your house, and save your roof.

Attic repair

If you are suddenly noticing any leaks in your house, it may be because of your attic. Your house produces a significant amount of heat every day in winter, which escapes through the roof of your house. With time, this process weakens the insulation of your attic, and when the snow starts to melt on your roof, it leads to leakage from the roof. It’s your responsibility to check the insulation in your attic on the regular basis, and when you find a leak, know that it’s time to re-do the insulation. If you put in enough time, money and investment to re-do your attic insulation into something sustainable, you would face much less of these leakage and other roofing problems.

Tree maintenance

Yes, trees are a vital part of our environment and look so beautiful when they are surrounding your house. However, if by chance, a huge tree is hanging above your house, it could be hazardous for your roof. You have to take action to make sure that no such risk is hovering over your house roof. Call tree service and take their help in solving the issue. If they think that the tree could be trimmed from over your house and would not cause any serious issue in future, get it trimmed. If it’s really necessary to remove the tree to safeguard your family and house, then only get it removed. Having trees around your house is a good thing as they keep the air fresh. But at the same time, you need to be more careful to keep your roof clear of all the debris like branches and dead leaves, etc.

Roof replacement

If your roof is made of metal or wood and shingles, you can get it replaced at any point of the year, regardless of the season. If you have a flat roof, made of rubber, you have to wait till spring to get a replacement. This is particularly because of the adhesives used with flat roof material are mostly temperature dependent and could freeze and not work properly in winter. Call your roof repair service and take their advice on the matter.

 

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Five Reasons Why You Should Buy a Domain Name

Five Reasons Why You Should Buy a Domain Name

 

The big question here is: Why Should you buy a domain name?

Many wishing to start an online business don’t ever get started online due to one simple hold-up. They are confused with the many buy gmail pva accounts

aspects of starting their online business. They don’t know what domain name to choose.

When starting out at time the easiest domain name to go with is your own name. I will now list five reason why your own name is the best domain name to have:

Branding – It is the best way to brand yourself, Your name represents you and that is why you should strive for nothing but a professional attitude and putting out the best content online. Be that brand if you’re going to use any domain name.

There can only be one you – There can only be one you, and so it is with your own name as a domain name. Make sure you get your own domain name, that way no one else can grab your name. Just like how I bought my own name as a domain name, which is my name, now no one can ever have my name as their domain name.

Best Business Concept – It represents business in a smart way. People know you based on your domain name, and when you use your own name, it relates better with you. They will come to better understand your personal touch. Whatever you type or write will relate well with your visitors.

Simplicity – It is the easiest way to become known around the world. Everyone will know your name as the owner of that site and will know exactly what type of business your name represents. there is no simpler way to brand your business online.

Email credibility – Which email would you give more credibility and put your trust in: a frank(at)gmail.com account or frank(AT)frankcarty.com. The answer is obvious, people don’t trust free email services as much as they do with branded email names linked to your own domain name.

 

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Bots – An Important Part of Our AI-Powered Future

Bots – An Important Part of Our AI-Powered Future

 

Back in 2001, we were smitten by the cult-film A.I. Artificial Intelligence. It was an extremely futuristic movie, one that involves a young boy named David, who is a per-programmed robot. Despite being a robot, David seeks for mother’s love צאט בוט and eventually falls in love with Monica, who he considers his mother. The robots are more humane than actual humans in this film, which leaves us questioning the difference between our programming and theirs. So deep and emotional is the movie that we can’t help but empathize with the humanoid, David, who struggles to find a room in Monica’s heart. AI was a concept which was still nascent at that stage. But, today, it is a growing phenomena.

AI is in your everyday life

An AI-powered bot can take on several human skills. As for the companies, it is an economical alternative to hiring humans. As a result, companies are embracing bots to resolve their customer queries. By adding new cognitive abilities, chat-bot development companies are coming up with responsive bots. Today, there is a bot to suit all your purposes. For instance, if you want help for your finance management, there is a personal finance bot to manage your money. If you want to know the weather forecast, there is a weather bot for that too. This apart, there are chat-bots for cab services, news, grocery, and many more. Brands are tapping on bot efficiencies and developing their own to engage customers.

Bot development is easier than you think

The first question which might strike you when you think of bot development is – ‘If I want to build a bot for my company, do I need to hire an expert?’ The answer is ‘no.’ You will just have to figure out why you need the bot, select your platform on which your bot will be integrated (Facebook Messenger, Slack, etc.), design a bot conversation and set up a server to run your chat-bot from. If you are running short of finances to hire an in-house bot development team, you can opt for chat-bot development outsourcing services, offered by third-party agencies. These agencies appoint chat-bot development experts. Therefore, you can be rest assured about the quality of their services.

Your bot is your branding frontier

It’s not enough to simply launch a bot. You must know how to brand it as well. For this, you need to be particular about factors such as personality, tone and design. Do not build an ‘all-inclusive’ bot. Instead, focus on features which would fulfill your business objectives. For instance, give your bot a unique name. This way, your customers can simply run a quick search to connect to your brand. Make your bot conversational. This gives your customers the feeling of texting a friend. The more you encourage your customers to have a one-on-one intimate conversation with your bot, the more popular will be your brand. Since a bot design is a reflection of your brand, make sure your bot has an attractive logo and a unique user interface. Make your bot sound smart by using short and crisp sentences. This way your customers will come back to you for further assistance. And finally, integrate your bot with a platform, where you customers are mostly present, for example, Slack, Skype, Messenger, etc.,

When I was a young kid and watched films like A.I. Artificial Intelligence, little did I think that bots will bring such revolutionary changes in the business sector one day. Turns out, I didn’t quite understand its huge potentials. Today, I am amazed to find out its endless prospects and what it can do to businesses.